We buy your equity.You walk away with cash.
Unlock your home's equity in as quickly 14 days while we take over the payments — you walk away with cash and zero obligations.
A new reality
for homeowners
Homeowners are equity-rich,
but cash-poor
Years of payments and appreciation have built real value. But accessing it? Nearly impossible.
Refinancing is dead
Rates have more than doubled. Refinancing means losing thousands every single month.
Costs keep climbing
Taxes, insurance, and HOA fees rise year after year. The burden compounds.
The result? Homeowners are stuck in Equity Gridlock.
The housing crisis is real
Real data. Real problems. Millions need a better solution.
Data sourced from Equifax, ATTOM Data, MBA, and ICE Mortgage Technology | Updated Q1 2026
We don't just buy homes
we step into them
Instead of forcing a traditional sale, we acquire your equity position and assume full responsibility for the property — every payment, every obligation.
A clean, hands-off
transition
You walk away with cash in hand and zero ongoing obligations. No more mortgage payments, no more property taxes, no more insurance bills.
Access equity quickly
Close in as little as 14 days. No waiting for buyers or financing approvals.
Walk away from the burden
No more financial pressure tied to the property. We assume all obligations.
Skip the selling process
No agents, no commissions, no repairs, no staging, no showings.
Move forward with certainty
Whether relocating, restructuring, or ready for change ��� we provide a reliable path.
Stop leaving money
on the table
Traditional Sale
Smarter. Faster. Better.
A 1% - 3.5% rate is primary
That historic low rate is a rare asset today. While new buyers face 7%+ rates, we take over the existing mortgage, preserving that low payment and turning your home into a cash-flowing investment.
Average homeowner saves $0+ with iQuity
iQuity is a real-estate co-ownership program, not a loan. You keep a majority stake and make one simplified monthly payment. Final terms are set by underwriting; co-ownership may have tax implications — consult a CPA.
How it works
Three simple steps to access your equity
- 5 min01
Submit your property
Fill out our simple form with your property details. Include address, asking price, loan information, and photos. We review every submission within 24 hours.
- 48 hrs02
Receive your offer
We analyze your equity position, existing financing, and property condition. Within 48 hours, you'll receive a firm cash offer with clear terms. No games, no bait and switch.
- 14 days03
Close and get paid
Accept our offer and we handle everything — title, escrow, paperwork, coordination. Cash hits your account in as little as 14 days. We take over all payments from day one.
What properties qualify?
We acquire Subject-To, purchase a portion of the seller's equity, and reinvest into homes that become stable housing solutions.
See if a deal fits our 85% LTV cap
Enter the property value, mortgage balance, repairs, consolidation amount, and proposed entry fee. We'll confirm whether total financing stays below our 85% LTV threshold.
Enter deal details
All fields in US dollars
Current market value / ARV
Outstanding mortgage payoff
Estimated required repairs
Other debt / consolidation payoff
Amount being tested
Decision Summary
Enter a property value
Current LTV: 0.00%
Total Combined Amount
Mortgage + repairs + consolidation + entry fee
Max Allowed at 85% LTV
Property value × 85%
This tool provides an estimate only and is not a commitment to purchase or finance. Final terms are subject to underwriting and verification.
Markets we serve
We're actively acquiring properties across 14 states and growing. Hover the map or tap a state to explore the cities we serve.
Explore our markets
Every highlighted state is a market where we're actively acquiring. Hover across the map or tap a state to see the cities we serve and deals we've closed there.
Upcoming expansion
— 10 states nextInstitutional capital.
Creative acquisitions.
iQuity is deploying capital under a nine-figure mandate and establishing long-term sourcing relationships with wholesalers, brokers, and investors who consistently originate quality Subject-To opportunities across our approved markets.
What to submit: